Free Luhn-check credit card validator — verify structure and detect the brand

Passes the Luhn check
Detected brandVisa
Digits16

The Luhn check only validates the number's structure — it cannot tell whether a card is real or active. Computed entirely in your browser; never store real card numbers here.

💳 Credit Card Validator — Free Online Tool

Check a card number with the Luhn algorithm, free. The Luhn algorithm (ISO/IEC 7812-1) is a simple checksum that detects accidental digit errors in identification numbers, including most credit/debit cards. This tool runs the Luhn check on a card number and detects the likely brand from its prefix and length — entirely in your browser, for testing and education only.

🚀 Why use this Credit Card Validator tool?

It runs the Luhn checksum and identifies the card brand, so you can spot mistyped numbers and generate/validate test data — it does NOT verify a real account. 100% free, no registration, and complete privacy — everything runs locally in your browser, so your data never touches a server.

Key Features

🧪Luhn check

Validates the number's check digit with the Luhn (mod-10) algorithm to catch single-digit typos and most transpositions.

🏷️Brand detection

Identifies the likely network (Visa, Mastercard, Amex, Discover…) from the prefix (IIN) and length.

🔒100% private

The number is checked locally in your browser; nothing is uploaded, logged, or stored.

🆓Free, no signup

Unlimited checks with no account, on desktop and mobile.

Popular Use Cases

Development & testing

  • Validate test card numbers
  • Build form validation
  • Generate Luhn-valid samples

Form UX

  • Catch typos before submit
  • Show the card brand
  • Improve checkout flows

Learning

  • Understand the Luhn check
  • See IIN brand ranges
  • Teach checksums

What It Handles

Validates

  • Luhn checksum
  • Length by brand
  • Digit-only input

Detects

  • Visa / Mastercard
  • Amex / Discover
  • Other major networks

Workflow

  • Live as-you-type
  • Clear pass/fail
  • Runs offline

Sources & References

Frequently Asked Questions

Does a passing Luhn check mean the card is real?

No. Luhn only confirms the number is internally consistent (no obvious typo). It does NOT mean the card exists, is active, or has funds — only the issuer can confirm that. Use this for testing and validation UX, not fraud decisions.

What is the Luhn algorithm?

A mod-10 checksum (ISO/IEC 7812): double every second digit from the right, subtract 9 from any result over 9, sum all digits, and a valid number has a total divisible by 10. It catches most single-digit errors and adjacent transpositions.

How is the card brand detected?

From the leading digits (the Issuer Identification Number) and the number's length — e.g. Visa starts with 4, Amex with 34/37 (15 digits), Mastercard in the 51–55 / 2221–2720 ranges.

Is my card number uploaded anywhere?

No. The check happens entirely in your browser; the number you type never leaves your device. Still, only use test numbers here — never enter a real card you care about into any web tool.

Can I use this to process payments?

No. This is a checksum and brand-detection utility for development and education. Real payment processing requires a PCI-compliant gateway.

🎓 Pro Tips

  • Tip 1: Use Luhn as a first, client-side sanity check to catch typos early — but always let the payment processor do the real authorization.
  • Tip 2: Never enter a real, active card number into any online validator; use the well-known test numbers your payment provider publishes.
  • Tip 3: Standard: the Luhn check digit is part of ISO/IEC 7812-1 (identification card numbering).